Guides to Swiss health insurance
Find our articles about Swiss basic health insurance here, with practical examples and tips to help you decide.
Which deductible is right for you? CHF 300 or 2,500?
CHF 300 or 2,500 deductible? Find out which health insurance deductible pays off with worked examples and save on premiums in 2027.
Switching health insurer in 2027: deadlines, cancellation and steps
Switching health insurer in 2027? All cancellation deadlines, a free cancellation template and a simple step-by-step guide for Switzerland.
HMO, family doctor, Telmed or standard model: what are the differences?
HMO, family doctor, Telmed or standard model? Compare choice of doctor, referrals, pros and cons, and find the health insurance model that suits you.
Exclude accident cover from your health insurance: how to save on premiums
Exclude accident cover from health insurance? From 8 working hours a week, you can save up to 7 % on premiums. Here’s how.
Basic and supplementary insurance: what is the difference?
Basic or supplementary insurance? Which benefits are paid for, how much does cover cost and when is supplementary insurance worthwhile?
Health insurance for children and families: how to save on premiums in 2027
Which health insurer is affordable for children? All about child deductibles, newborns, family discounts, dental insurance and premium reduction in 2027.
Health insurance when unemployed or retired: what should you know?
Unemployed or retired? Find out what happens to your health insurance and accident cover and how to save on premiums.
Deductible and co-payment explained: how cost sharing works
What are health insurance deductibles and co-payments? Simple calculations, all amounts for 2027 and tips on cost sharing.
Changing health insurer during ongoing treatment: what should you consider?
Changing health insurer during ongoing treatment? Learn what applies to therapies, operations, chronic illnesses and cost coverage approvals.
Premium reduction
How premium reductions help pay for basic insurance. Application information and contacts for every canton.