rhenusana – Flexible health insurance with personal support

rhenusana offers tailored health insurance in 2024 suited to your individual needs. A strong focus on personal support and a broad choice of basic and supplementary insurance protect you and your family in every situation. Attractive premiums, flexible solutions and excellent service make rhenusana a trusted healthcare partner. Trust rhenusana for comprehensive protection and a worry-free life in Switzerland.

Premium trends rhenusana

Offers from rhenusana

Explore offers from rhenusana across the cantons! See tariffs and benefits at a glance. Premiums are canton averages for the lowest deductible and no accident cover. They may vary slightly by municipality.

Health insurance premiums for the canton: Aargau Canton coat of arms Aargau

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 535.80 557.30 21.50 4.01%
PRAXIS: HausarztmodellDE 517.10 537.80 20.70 4.00%
TEL_DIG: sanmed24DE 493.00 512.70 19.70 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 407.20 423.50 16.30 4.00%
PRAXIS: HausarztmodellDE 392.90 408.70 15.80 4.02%
TEL_DIG: sanmed24DE 374.60 389.70 15.10 4.03%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 100.60 104.55 3.95 3.93%
PRAXIS: HausarztmodellDE 97.05 100.90 3.85 3.97%
TEL_DIG: sanmed24DE 92.55 96.25 3.70 4.00%

Health insurance premiums for the canton: Appenzell Innerrhoden Canton coat of arms Appenzell Innerrhoden

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 443.50 461.30 17.80 4.01%
PRAXIS: HausarztmodellDE 419.20 436.00 16.80 4.01%
TEL_DIG: sanmed24DE 399.20 415.20 16.00 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 337.00 350.60 13.60 4.04%
PRAXIS: HausarztmodellDE 318.50 331.40 12.90 4.05%
TEL_DIG: sanmed24DE 303.40 315.50 12.10 3.99%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 83.25 86.55 3.30 3.96%
PRAXIS: HausarztmodellDE 78.75 81.75 3.00 3.81%
TEL_DIG: sanmed24DE 74.95 77.85 2.90 3.87%

Health insurance premiums for the canton: Appenzell Ausserrhoden Canton coat of arms Appenzell Ausserrhoden

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 475.60 495.60 20.00 4.21%
PRAXIS: HausarztmodellDE 444.70 463.40 18.70 4.21%
TEL_DIG: sanmed24DE 430.40 450.10 19.70 4.58%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 326.70 340.50 13.80 4.22%
PRAXIS: HausarztmodellDE 316.30 329.60 13.30 4.20%
TEL_DIG: sanmed24DE 315.30 328.60 13.30 4.22%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 76.65 81.45 4.80 6.26%
PRAXIS: HausarztmodellDE 67.85 72.10 4.25 6.26%
TEL_DIG: sanmed24DE 65.60 70.25 4.65 7.09%

Health insurance premiums for the canton: Bern Canton coat of arms Bern

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 636.40 661.90 25.50 4.01%
PRAXIS: HausarztmodellDE 614.17 638.80 24.63 4.01%
TEL_DIG: sanmed24DE 585.50 609.00 23.50 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 483.70 503.07 19.37 4.00%
PRAXIS: HausarztmodellDE 466.83 485.53 18.70 4.01%
TEL_DIG: sanmed24DE 445.07 462.90 17.83 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 119.43 124.17 4.73 3.96%
PRAXIS: HausarztmodellDE 115.27 119.85 4.58 3.98%
TEL_DIG: sanmed24DE 109.90 114.28 4.38 3.99%

Health insurance premiums for the canton: Basel-Landschaft Canton coat of arms Basel-Landschaft

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 612.50 637.00 24.50 4.00%
PRAXIS: HausarztmodellDE 591.10 614.75 23.65 4.00%
TEL_DIG: sanmed24DE 563.50 586.10 22.60 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 465.50 484.10 18.60 4.00%
PRAXIS: HausarztmodellDE 449.30 467.25 17.95 4.00%
TEL_DIG: sanmed24DE 428.35 445.45 17.10 3.99%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 114.90 119.53 4.63 4.03%
PRAXIS: HausarztmodellDE 110.95 115.40 4.45 4.01%
TEL_DIG: sanmed24DE 105.80 109.97 4.18 3.95%

Health insurance premiums for the canton: Basel-Stadt Canton coat of arms Basel-Stadt

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 753.10 783.20 30.10 4.00%
PRAXIS: HausarztmodellDE 726.80 755.90 29.10 4.00%
TEL_DIG: sanmed24DE 692.90 720.60 27.70 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 572.40 595.30 22.90 4.00%
PRAXIS: HausarztmodellDE 552.40 574.40 22.00 3.98%
TEL_DIG: sanmed24DE 526.60 547.60 21.00 3.99%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 141.30 146.95 5.65 4.00%
PRAXIS: HausarztmodellDE 136.45 141.85 5.40 3.96%
TEL_DIG: sanmed24DE 130.00 135.25 5.25 4.04%

Health insurance premiums for the canton: Freiburg Canton coat of arms Freiburg

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 599.95 624.00 24.05 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 455.95 474.25 18.30 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 112.55 117.07 4.52 4.02%

Health insurance premiums for the canton: Genf Canton coat of arms Genf

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 818.80 851.60 32.80 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 622.30 647.20 24.90 4.00%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 153.55 159.75 6.20 4.04%

Health insurance premiums for the canton: Glarus Canton coat of arms Glarus

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 507.70 528.10 20.40 4.02%
PRAXIS: HausarztmodellDE 489.90 509.60 19.70 4.02%
TEL_DIG: sanmed24DE 467.10 485.80 18.70 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 385.90 401.30 15.40 3.99%
PRAXIS: HausarztmodellDE 372.40 387.30 14.90 4.00%
TEL_DIG: sanmed24DE 355.10 369.20 14.10 3.97%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 95.25 99.10 3.85 4.04%
PRAXIS: HausarztmodellDE 91.95 95.70 3.75 4.08%
TEL_DIG: sanmed24DE 87.70 91.20 3.50 3.99%

Health insurance premiums for the canton: Graubünden Canton coat of arms Graubünden

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 486.77 506.30 19.53 4.01%
PRAXIS: HausarztmodellDE 469.77 488.63 18.87 4.02%
TEL_DIG: sanmed24DE 447.87 465.83 17.97 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 373.73 388.67 14.93 4.00%
PRAXIS: HausarztmodellDE 360.63 375.13 14.50 4.02%
TEL_DIG: sanmed24DE 343.80 357.60 13.80 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 91.33 95.02 3.68 4.03%
PRAXIS: HausarztmodellDE 88.18 91.72 3.53 4.01%
TEL_DIG: sanmed24DE 84.08 87.47 3.38 4.02%

Health insurance premiums for the canton: Jura Canton coat of arms Jura

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 640.80 666.40 25.60 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 486.90 506.50 19.60 4.03%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 120.25 125.05 4.80 3.99%

Health insurance premiums for the canton: Luzern Canton coat of arms Luzern

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 513.03 533.60 20.57 4.01%
PRAXIS: HausarztmodellDE 495.10 515.00 19.90 4.02%
TEL_DIG: sanmed24DE 472.00 491.00 19.00 4.03%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 389.90 405.57 15.67 4.02%
PRAXIS: HausarztmodellDE 376.27 391.43 15.17 4.03%
TEL_DIG: sanmed24DE 358.77 373.17 14.40 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 96.27 100.13 3.87 4.02%
PRAXIS: HausarztmodellDE 92.92 96.67 3.75 4.04%
TEL_DIG: sanmed24DE 88.58 92.22 3.63 4.10%

Health insurance premiums for the canton: Neuenburg Canton coat of arms Neuenburg

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 710.90 739.40 28.50 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 540.20 561.90 21.70 4.02%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 133.35 138.70 5.35 4.01%

Health insurance premiums for the canton: Nidwalden Canton coat of arms Nidwalden

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 462.60 481.10 18.50 4.00%
PRAXIS: HausarztmodellDE 446.40 464.30 17.90 4.01%
TEL_DIG: sanmed24DE 425.70 442.70 17.00 3.99%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 351.50 365.60 14.10 4.01%
PRAXIS: HausarztmodellDE 339.30 352.80 13.50 3.98%
TEL_DIG: sanmed24DE 323.50 336.40 12.90 3.99%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 86.80 90.30 3.50 4.03%
PRAXIS: HausarztmodellDE 83.80 87.15 3.35 4.00%
TEL_DIG: sanmed24DE 79.90 83.10 3.20 4.01%

Health insurance premiums for the canton: Obwalden Canton coat of arms Obwalden

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 487.20 506.80 19.60 4.02%
PRAXIS: HausarztmodellDE 470.20 489.10 18.90 4.02%
TEL_DIG: sanmed24DE 448.30 466.30 18.00 4.02%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 370.30 385.10 14.80 4.00%
PRAXIS: HausarztmodellDE 357.40 371.70 14.30 4.00%
TEL_DIG: sanmed24DE 340.80 354.30 13.50 3.96%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 91.45 95.10 3.65 3.99%
PRAXIS: HausarztmodellDE 88.30 91.80 3.50 3.96%
TEL_DIG: sanmed24DE 84.15 87.55 3.40 4.04%

Health insurance premiums for the canton: St. Gallen Canton coat of arms St. Gallen

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 508.20 527.03 18.83 3.71%
PRAXIS: HausarztmodellDE 464.07 482.73 18.67 4.02%
TEL_DIG: sanmed24DE 444.47 468.50 24.03 5.41%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 362.97 376.40 13.43 3.70%
PRAXIS: HausarztmodellDE 328.87 341.00 12.13 3.69%
TEL_DIG: sanmed24DE 324.47 336.47 12.00 3.70%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 73.03 76.95 3.92 5.36%
PRAXIS: HausarztmodellDE 65.05 69.30 4.25 6.53%
TEL_DIG: sanmed24DE 64.63 69.75 5.12 7.92%

Health insurance premiums for the canton: Schaffhausen Canton coat of arms Schaffhausen

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 546.75 568.65 21.90 4.01%
PRAXIS: HausarztmodellDE 511.25 531.75 20.50 4.01%
TEL_DIG: sanmed24DE 486.65 506.15 19.50 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 415.60 432.20 16.60 3.99%
PRAXIS: HausarztmodellDE 388.60 404.15 15.55 4.00%
TEL_DIG: sanmed24DE 369.90 384.75 14.85 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 102.60 106.75 4.15 4.04%
PRAXIS: HausarztmodellDE 97.48 101.37 3.90 4.00%
TEL_DIG: sanmed24DE 94.45 98.28 3.82 4.05%

Health insurance premiums for the canton: Solothurn Canton coat of arms Solothurn

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 585.70 609.20 23.50 4.01%
PRAXIS: HausarztmodellDE 565.30 587.90 22.60 4.00%
TEL_DIG: sanmed24DE 538.90 560.40 21.50 3.99%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 445.10 463.00 17.90 4.02%
PRAXIS: HausarztmodellDE 429.60 446.80 17.20 4.00%
TEL_DIG: sanmed24DE 409.60 425.90 16.30 3.98%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 109.90 114.30 4.40 4.00%
PRAXIS: HausarztmodellDE 106.05 110.35 4.30 4.05%
TEL_DIG: sanmed24DE 101.10 105.15 4.05 4.01%

Health insurance premiums for the canton: Schwyz Canton coat of arms Schwyz

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 505.00 525.30 20.30 4.02%
PRAXIS: HausarztmodellDE 487.30 506.90 19.60 4.02%
TEL_DIG: sanmed24DE 464.60 483.30 18.70 4.02%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 383.80 399.20 15.40 4.01%
PRAXIS: HausarztmodellDE 370.40 385.20 14.80 4.00%
TEL_DIG: sanmed24DE 353.10 367.30 14.20 4.02%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 94.75 98.55 3.80 4.01%
PRAXIS: HausarztmodellDE 91.50 95.10 3.60 3.93%
TEL_DIG: sanmed24DE 87.25 90.70 3.45 3.95%

Health insurance premiums for the canton: Thurgau Canton coat of arms Thurgau

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 497.30 517.20 19.90 4.00%
PRAXIS: HausarztmodellDE 463.50 482.00 18.50 3.99%
TEL_DIG: sanmed24DE 460.00 479.50 19.50 4.24%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 366.90 381.60 14.70 4.01%
PRAXIS: HausarztmodellDE 333.20 346.50 13.30 3.99%
TEL_DIG: sanmed24DE 332.80 346.10 13.30 4.00%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 80.10 83.40 3.30 4.12%
PRAXIS: HausarztmodellDE 70.95 74.30 3.35 4.72%
TEL_DIG: sanmed24DE 70.60 73.80 3.20 4.53%

Health insurance premiums for the canton: Tessin Canton coat of arms Tessin

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 680.00 707.20 27.20 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 516.75 537.45 20.70 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 127.55 132.70 5.15 4.04%

Health insurance premiums for the canton: Uri Canton coat of arms Uri

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 489.60 509.20 19.60 4.00%
PRAXIS: HausarztmodellDE 472.40 491.40 19.00 4.02%
TEL_DIG: sanmed24DE 450.40 468.40 18.00 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 372.10 387.00 14.90 4.00%
PRAXIS: HausarztmodellDE 359.10 373.50 14.40 4.01%
TEL_DIG: sanmed24DE 342.30 356.10 13.80 4.03%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 91.80 95.55 3.75 4.08%
PRAXIS: HausarztmodellDE 88.65 92.25 3.60 4.06%
TEL_DIG: sanmed24DE 84.55 87.90 3.35 3.96%

Health insurance premiums for the canton: Waadt Canton coat of arms Waadt

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 684.25 711.60 27.35 4.00%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 520.00 540.85 20.85 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 128.33 133.48 5.15 4.01%

Health insurance premiums for the canton: Wallis Canton coat of arms Wallis

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 541.45 563.15 21.70 4.01%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 411.50 428.00 16.50 4.01%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 101.60 105.65 4.05 3.99%

Health insurance premiums for the canton: Zug Canton coat of arms Zug

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 498.60 518.60 20.00 4.01%
PRAXIS: HausarztmodellDE 481.20 500.40 19.20 3.99%
TEL_DIG: sanmed24DE 458.80 477.10 18.30 3.99%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 378.90 394.10 15.20 4.01%
PRAXIS: HausarztmodellDE 365.70 380.40 14.70 4.02%
TEL_DIG: sanmed24DE 348.70 362.60 13.90 3.99%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 93.60 97.30 3.70 3.95%
PRAXIS: HausarztmodellDE 90.40 93.90 3.50 3.87%
TEL_DIG: sanmed24DE 86.10 89.55 3.45 4.01%

Health insurance premiums for the canton: Zürich Canton coat of arms Zürich

Age group: Adults

Tariff name 2026 2027 Difference
Basic insurance 517.53 563.30 45.77 8.84%
PRAXIS: HausarztmodellDE 481.70 524.10 42.40 8.80%
TEL_DIG: sanmed24DE 479.77 522.07 42.30 8.82%

Age group: Young adults

Tariff name 2026 2027 Difference
Basic insurance 385.57 419.70 34.13 8.85%
PRAXIS: HausarztmodellDE 357.53 388.87 31.33 8.76%
TEL_DIG: sanmed24DE 354.30 385.30 31.00 8.75%

Age group: Children

Tariff name 2026 2027 Difference
Basic insurance 97.13 105.70 8.57 8.82%
PRAXIS: HausarztmodellDE 89.73 97.63 7.90 8.80%
TEL_DIG: sanmed24DE 89.40 97.28 7.88 8.82%

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